Metallic works better in wet but I've not found wanting either at polo or communing in the wet (one bike man!).
You lose a bit of modulation if you use metallic pads and yes, organics do wear out much quicker but they're so easy to switch out, cheap as chips and I don't need more bite.
It still last for quite a while, getting a year out of resin is a good trade off, and somewhat kinder to rotor too (mine gonr alarmingly thin after using the full metal one).
Metallic works better in wet but I've not found wanting either at polo or communing in the wet (one bike man!).
You lose a bit of modulation if you use metallic pads and yes, organics do wear out much quicker but they're so easy to switch out, cheap as chips and I don't need more bite.