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  • Been there, I was told by one lender that someone on my income couldn't live on 1,800 a month beer and brothel money.

    This is 1,800 after allowing for bills, food etc.

    I basically had to declare lifestyle expenditure of c.1,500 a month to make them happy.

  • i said it might seem low, but we have overpaid the difference to the mortgage and thats why we only owe 120k aged 30.

    then she was like: but what about your car, do you have one on finance yes? i said no i have a car but it cost £390 pounds and a chicken kebab about 2 months ago. you probably dont have a box for the kebab expenditure on your form do you?

    thf to her she did laugh at that but then went back to the computer says burgh script.

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