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chrisbmx116
@stevo_com
During our drawn out, fruitless debacle, our first mortgage offer was extended by a month and then expired. When we thought we were good to go again, the same lender just issued a new offer, no further checks. I imagine they look at remortgaging in the same way, if you've already been paying successfully and the payments aren't going to meaningfully change, that is in essence their due diligence done. If you didn't remortgage, you'd just pay whatever rate it moves onto, they would be doing a check to make sure you can keep paying an existing mortgage, if you know what I mean.